NLTA Group Insurance

Basic Services

Percentage Payable – 80% of Applicable Fee Guide

Expenses incurred for the following items are considered eligible expenses:

1 . Diagnostic Services

  • oral examinations, once every 12 months
  • occlusal, posterior bitewing or extra-oral films, limited to 4 of each type every 12 months
  • full mouth films once every 12 months
  • single films, limited to 10 every 12 months
  • consultation required by the attending dentist

2 . Preventative Services

  • one unit of scaling and one unit of polishing, once every 12 months
  • topical fluoride treatment, once every 12 months
  • provision of space maintainers for missing primary teeth
  • provision of habit breaking appliances

3 . Restorative Services

  • amalgam, silicate, acrylic and composite restorations

4 . Endodontic Services

  • treatment of the diseases of the dental pulp (including root canal therapy)

5 . Periodontal Services

  • treatment of diseases of the gums and other supporting tissue of the teeth including:

1 . scaling not covered under preventative services and root planing up to a combined maximum of 16 units per calendar year;

2 . provisional splinting; and

3 . occlusal equilibration, up to a maximum of 8 units per calendar year .

However, procedures for guided tissue regeneration are considered eligible only if performed in conjunction with the following periodontal surgical procedures: Flap approach or Osseous grafts – autographs or allografts, provided natural teeth are involved .

6 . Prosthodontic Services

  • relining, rebasing, and repairing an existing denture
  • repairing an existing bridge

7 . Surgical Services

  • the following items required in relation to dental surgery:

1 . diagnostic radiographs

2 . laboratory procedures

3 . general anaesthetic

  • extractions (including extractions of impacted teeth)
  • simple alveolectomy at the time of tooth extraction
  • removal of tumours, cysts, neoplasms, plus the incision and drainage of an abscess

8 . Protective athletic appliances for the teeth, limited to 1 in every 12 months .